Why Bradesco’s Luiz Carlos Trabuco Cappi Is The Leader To Watch

Luiz Carlos Trabuco Cappi has been the Chairman of Bradesco’s Board since October 2017 and currently serves as the Director of the company. He became Bradesco’s Chief Executive Officer in 2009 and resigned in March 2018.

He graduated from Fundação Escola de Sociologia e Política de São Paulo with a degree in Social Psychology and began his career at Bradesco where he has gained Banking experience. His leadership style has attracted the attention of many executives, with many employees willing to emulate him.

His journey to Bradesco’s top leadership
Luiz Carlos Trabuco Cappi did not wake up to Bradesco’s top executive position. He began his career at Bradesco in 1969. As all other executives, he went through the hierarchy levels, and as a result of his competency, he managed to occupy the presidency position between 2003 and 2009. While he was the president, Luiz Carlos Trabuco Cappi uplifted the bank from its competitors, particularly Itau Unibanco. Although he declared that the company’s goal was not to compete with its rivals, his exemplary leadership has proven otherwise. Luiz Carlos Trabuco Cappi ensured that the company’s profit margin increased in the following years, making a lead in the financial market.

Read more: Bradesco anuncia novo presidente: Octavio de Lazari Junior vai substituir Luiz Carlos Trabuco Cappi


Successful acquisition of HSBC
Not only has Luiz Carlos Trabuco Cappi maintained the competitiveness of Bradesco in the market, but has also made strategic choices that would enhance the company’s performance. In 2015, Luiz Carlos Trabuco Cappi, through the approval of the Bradesco’s Board chair, acquired HSBC’s branch in Brazil. Spending over $5.2 billion in the deal, Luiz Carlos Trabuco Cappi has led the company towards the private segment leadership position. As a result of the successful HSBC acquisition, Luiz Carlos Trabuco Cappi won the ENTREPRENEUR OF THE YEAR IN THE FINANCE award by MONEY in 2016.

Luiz Carlos Trabuco Cappi’s work culture
Considering his leadership style at Bradesco, one would consider Luiz Carlos Trabuco Cappi, a transformative leader who values all employees. One he occupied the top executive position, the visionary leader demanded a renewed leadership cadre which would embrace teamwork and bottom-up approach to decision making. He intended to instill autonomy to all the employees at the company, a gesture that has increased innovation and competence among Bradesco employees. Luiz Carlos Trabuco Cappi also leads by example. One of his work habits is to arrive at the bank as early as 7 o’clock every morning and leave as late as 6 pm. Interestingly, he extends his work schedules to dinners and weekends, an aspect that shows his selflessness towards serving Bradesco.

Overview
Luiz Carlos Trabuco Cappi has been a part of Bradesco for over 48 years and has applied his Banking experience in the company’s insurance department. He continuously advocates for broker channel sales strategy which has helped the company experience financial growth. His enthusiasm and passion for teamwork will see the company at higher heights. Many Bradesco employees believe that he would have been the best president for the company. But all is not lost; Luiz Carlos Trabuco Cappi will continue to lead Bradesco towards success.

Search more about Luiz Carlos Trabuco Cappi: http://economia.estadao.com.br/blogs/coluna-do-broad/bradesco-deve-anunciar-sucessor-de-trabuco-antes-do-carnaval/

Equities First Holdings – Advantageous Lending Methods and Solutions

The corporation of Equities First Holdings has been around for many years. It is one of the fastest growing international organizations in its line of work and it currently has offices established an all continents. Equities First Holdings has established a total of nine large office buildings in the countries of Australia, the United States of America, The United Kingdom, and in a few other places as well.

As a provider, Equities First Holdings has been one of the most widely preferred investment and equity firms available. The company offers some of the most beneficial lending methods and it also offers solutions that include transparency, care for the client, and flexibility as well. Those are some of the features that clients look for the most in a lending company when they are considering if they should take advantage of their services or not. The company has been expanding rapidly. Also visit : https://finance.yahoo.com/news/global-lender-equities-first-holdings-124500530.html

If a client would like to take advantage of the services of Equities First Holdings, they are required to go through a few easy steps. First of all, the client has to get in contact with the company of Equities First Holdings in their region or the one closest to them. The client has to establish the collateral that they propose. After that, the company goes through the requirements and possibilities of the client. If the client is satisfied with the proposal that Equities First Holdings can make, they have to sign a contract that will put the partnership into action. The client receives the loan. The contract establishes any further actions and conditions.Equities First Holdings has a LTV rations which are more than seventy percent and the average interest rate that the organization provides for the clients varies between 3 to 4 percent depending on the conditions and situation of the deal.

Understanding the business model that is used by Equities First Holdings

Equities First Holdings is a financial solutions company that has been operating for a number of years. They specialize in offering special types of loans and financial solutions to companies and people that are of high net worth but do not have the needed requirements to get credit from mainstream sources. Their business model involves allowing their customers use non-conventional types of collateral, such as shares in the stock market, when borrowing loans from them. Below are a few of the things that you need to understand about Equities First Holdings.

When dealing with the financial institution, it is possible to borrow money if you have shares that are trading in the major markets around the world. For instance, if you need credit and you cannot access it from the bank because of the stringent loan requirements, the company will help you get the capital and list your shares. There are many benefits that come from using your shares in this manner. To start with, requirements such as stating what you want to do with the money and getting guarantors will not be very strict.

Also, when you are using their service, the loan to value ratio is sensible. The interest rate that will be applied in the repayment of the loan is between 3 and 4 percent. This is quite good even when compared to the rates that are charged by the mainstream financial institutions.Another great thing about the loans is that as long as you have shares listed in the major markets across the world, you are eligible for their services. Then there is the fact that in case something goes wrong and you are unable to make your repayment installments, they will make a sale of your shares and settle the amount that is in default. All these are the factors that make Equities First Holdings the best lenders in the business.

 

Equities First Holdings sees growing demand for stock loans as tight credit markets make borrowing tougher

Equities First Holdings is a United States-based company that offers solutions in alternative ways of securing fast working capital. For the company, they always engage in the issuance of fast working capital to those who have stocks as collateral. During the harsh economic climate, banks offering credit-based loans have their loan qualification methods tightened to have fewer people qualify for the loans. As a matter of fact, the use of stock-based loans is the best way to mitigate the effect of the economic crisis concerning the lending capabilities. Banks and other credit companies, during the harsh economic crisis, have their lending capabilities tightened in a manner that cannot be denied in the industry.

The use of stock-based loans offers better business development to those who want better business capabilities. Al Christy of Equities First Holdings says that eh company has worked to meet and exceed the expectations of their clients. For this reason, they developed the use of stock-based loans as an innovative way of securing alternative loans to complete your projects. The use of stock-based loans comes in handy in the event of working capital. Stock-based loans are also characterized by the non-recourse feature that has the capability to get you disengaged from the loan obligation to the lender.

For this reason, you can walk away from the loan without anyone following you. They are also characterized by the non-purpose feature that lets you qualify for the loan without stating the intended use of the loan. For those who want to get better results through the use of the loan, you might consider yourself done in business and management.According to Al Christy, margin loans are different from the stock-based loans. As a matter of fact, the two loans are synonymous. For this reason, they end up working for different loan capabilities in a manner that is not paralleled in the industry.