Todd Lubar: The Secrets of Successful Mortgage Banking

In 1995, a very brilliant young man named Todd Lubar entered the real estate and finance industry. To be exact, his first job in the industry was as a loan originator. He wouldn’t enter the real estate industry for a few more years, but his expertise allowed him access to real estate.

When Lubar joined Crestar Mortgage Corporation, he realized how passionate he was about that field. He’d always known he loves helping others, but his love for business was new. After the initial shock wore off, it became apparent he had a natural talent for the job.

In no time, he’d learned almost everything there is to know about conservative mortgage banking. Although he spent less than five with the company, he still considers his experiences there invaluable. Even more invaluable than his knowledge of conservative mortgage banking is the massive network of referral business he built.

In 1999, Todd Lubar left Crestar Mortgage and took an equity position at Legacy Financial Group. Over the years, he’d been working toward a distance. His job as Legacy Financial was another step toward achieving that goal. At Legacy, he had more lending capabilities, which he used to broker loans with outside investors.

Three years after learning more about mortgages, Lubar finally made it to the real estate industry. He wasted no time and opened his own residential development company: Legendary Properties, LLC. Despite never having worked directly in the real estate industry before, it didn’t take long for Lubar’s company to facilitate more than 200 profitable transactions.

The more quality products his company produced, the more lines of credit he was able to establish. Thanks to his genius and huge source of referral business, Lubar had numerous multimillion-dollar lines of credit with several banking institutions. Visit Inspirery to know more.

Lubar spent the last 20 years working in real estate and finance. Despite his love of real estate, his greatest accomplishments were achieved when he worked in finance. It only made sense that he’d one day return. His greatest accomplishment is RELIEF.

Reference: http://affiliatedork.com/todd-lubar-all-homes-will-soon-be-smart-homes

Mike Baur’s Background And Success With The Swiss Start Up Factory

Mike Baur considers the Fribourg in Switzerland his home because he has strong connections to the region. He has been fascinated with the subjects of finance and banking since he was a teenager. He achieved great personal satisfaction when he turned his early passion into his profession.

 

Mike Baur worked in the industry of private Swiss banking for nearly twenty years and began as a commercial apprentice. Hard work promoted him to an executive board member at one of the larger private banks in Switzerland. He began his entrepreneurial journey in 2014 and founded the Swiss Start Up Factory with the assistance of two partners. The company has become the number one ranked private and independently financed Startup Accelerator throughout Switzerland.

 

Mike Baur spends a lot of his time in entrepreneurship with Swiss youths. As a mentor he lends his support and financial aid to Swiss startups. He attended the University of Rochester New York where he earned his MBA and achieved his Executive MBA at the University of Bern.

 

The Swiss Start Up Factory has a mission. They provide Swiss, talented, young entrepreneurs with an execution platform designed to be professional and provide guidance. The platform helps to guide them with a process that is business driven and dedicated with ambitious milestones.

 

The three month accelerator program provides services, financing, mentoring, coaching, an investor network and office space for startups. Individuals share and create priceless connections. The Swiss Start Up Factory offers affordably priced desks, conference rooms, office space, lunch room, film studio, welcome area, free Wi-Fi, a Nespresso bar, storage space, fitness rooms and so much more. Their services include invoice management, bookkeeping, payroll management, tax and VAT reporting, financial statements, financial and progress health reviews, cash flow reports and customized packaged specifically designed for each clients needs.

 

Mike Baur is best known as an entrepreneur and a businessman. His twenty year banking career including working at the UBS and the Clariden Leu. He left the banking world and started investing in startup companies before the Swiss Startup Factory began in 2014. His partners in the venture were Oliver Walzer and Max Meister. He attended the START Summiteer as a member of the jury for a pitching contest for the University of St. Gallen.

 

Mike Baur began working as the deputy managing director for CTI Invest after the partnership between the Swiss Start Up Factory and CTI. His early career, entrepreneurship and the Swiss Start Up Factory have been featured in the Wall Street Journal.

Benefits Of Working With Traveling Vineyard

Are you looking for a way to make money easily from home? The Traveling Vineyard is your solution for making good money.

The Traveling Vineyard is very focused on crafting solutions and great training for their wine guides ensuring that they are making direct sales everywhere. Working with this company opens up the door for you to build a career and even make money when you are not putting in any work.

Benefits of Working With Traveling Vineyard

The benefits of working with the Traveling Vineyard is the fact that they have immensely in depth online training courses to ensure you are learning inside and out everything you need to know. Things like marketing, advertising, and using the best tools for your events are all a part of the process. They want you to know everything, and this is why they provide one on one training with an expert in your location. Traveling Vineyard want to ensure you are learning from an expert who has come before you. This is why you are going to learn from an expert.

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There are also many events you are more than welcome to join to learn from the best wine guides throughout the country. This is going to be a great learning experience in general just getting to speak and network with wine guides who have come before you.

The other benefit is that you receive 35 percent from all the wine sales that you make. You have the chance to receive this payment three times a month so it is almost a weekly payout for your sales. It is great being able to make an income this way.

You have the chance to earn great money by also selling the products through someone on your team. When you build a team of other people selling, you make money from all of the sales that they make. Not only is it such a great way to make money, but it can be a life changing income not needing to work and still making that extra cash in the week. Having a team pays off since the money is flowing.

Visit travelingvineyard.com for more infrormation about the company.

Dick DeVos: The Father of Philanthropy

A good heart is hard to find. On this planet, there are people with a lot of wickedness, while only a select few have the heart to help others. Dick DeVos is a man that falls under the category of the elite few. Ever since he was a young boy, Mr. DeVos has had the will to assist others to succeed. In his lifetime, Dick DeVos has always been willing to uplift the plight of minority groups so that they too can have an equal chance of survival. He is well known for his charitable deeds, especially in education, politics, and art. Of the three categories, he has had deep involvements in education. Dick’s love for education has been brought about by his passion for seeing to it that people suffering from poverty find the means to improve their livelihoods. Mr. DeVos has been mostly interested in technical knowledge, and that is one of the reasons as to why he has spent more resources to see to it that individuals gain expertise.

 

Above all, Mr. DeVos has fallen in love with religion. Ever since he was a young man, it was his belief that young people need nurturing so that they can make great leaders. So far, Dick has been successful in his endeavors and has already partnered with Christian organizations to train young souls to be righteous and responsible in life. Also, he has offered monetary donations to these agencies so that they can be able to provide quality training to students. One of the institutions that happen to be a beneficiary to DeVos philanthropy is none other than the University of Maryland. Although DeVos has the heart to help people, he follows up on his donations. Before giving out money in the form of grants, he ensures that the recipients have an adequate way of using the money. In so doing, wasting of finances is put at a minimum. So far, accountability for Dick’s funds is at an all-time high.

 

So far, Dick and Betsy DeVos have contributed more than $139 million over the years. Their passion for education has seen to it that individuals from minority groups get a chance to learn and change their lives. Moreover, DeVos has made use of finances to cater for the needs of children. Top of the list is shelter, food, and clothing. Also, his philanthropy has centered on health, in particular for children cancer and neuroblastoma. Due to DeVos’s charities, the level of education in the United States of America has grown with a significant percentage. In so doing, community members have fallen in love with DeVos together with his family. Since Dick is a passionate and energetic person, he will still have the ability to help people even in future.

 

HOW TO BUILD GROW BMG WITH RICARDO GUIMARES

Ricardo Guimares is a man born to a business family and seeking to continue that reality. He has achieved a high level of success in a crowded field of banking.Guimares has grown his grandfather’s bank from a small bank to one of the largest in the country. It has increased 17 fold in less than a decade and today has a market capitalisation of $ 3 billion with an asset base worth R $ 29 billion.

 

Antonio Guimaraes founded Banco BMG in 1930.It was meant to serve primarily as a miner’s bank and served as a payroll processor for many decades. When Guimares took over in 2004, he expanded into the Personal credit sector. It was an area with low default rates. It is this that prompted him to start provisions for the cheapest form of consigned credit for Brazilians.

 

Today, Banco BMG has merged with Itau to create BMG ITAU PAYROLL. The new bank is expected to leverage the strengths of BMG with those of ITAU.BMG has an extensive distribution network and pioneered the use of USSD mobile banking in Brazil.Itau has this year posted impressive results with 36% increase in profits and its stock price up by 28%.

 

Ricardo Guimares is a big sports fan. He supported Clube Atletico Mineiro and served as its president for five years. During that time, he did his best and today is a club legend. Ricardo has also started a hedge fund that targets future players. It builds their brand and creates it to enable them to monetize the effort. It currently has R$ 20 million in funding and is growing fast.

 

Banco BMG is the leading sponsor of sports in Brazil.It sponsors over 100 teams in various divisions of the Brazilian league. It has posted the highest returns on a per dollar invested. More than any other brand. It recently announced Marcio Melo as the newest signing.Melo is expected to fly the banks colours high as he seeks more glory at the Olympics.

 

Soccer is big in Brazil, and over 70 million watch matches each weekend. It is a huge market that BMG gets access to every weekend.

 

Guimares is a Business Administration graduate. He has achieved a great deal of success thanks to his hardworking nature and relentless pursuit of perfection. He advises any brand that seeks a piece of the Brazilian market to hire the brightest and work hard. Visit wiki to know more.

Bruce Levenson, an inspiration to us all.

Manager of the Atlanta Hawks is perhaps one of Bruce Levenson’s most notable roles. Though being manager is a very time consuming position that has allowed Bruce to be in front of the spotlight, he has managed to stay involved in other business endeavors, charities, and of course family.

Bruce Levenson was born on October 1, 1949 in Washington D.C. In spite of the fact that he was born in D.C., Bruce spent a large portion of his adolescence in Chevy Chase, Maryland. Bruce’s instructive excursion drove him to Washington University in St. Louis, where he got his Bachelor degree. Bruce continued to pursue an educated even after he graduated from Washington University by attending American University in order to obtain a degree in law.

Even though he was attending law school, Bruce got a job at the Washington Star according to prnewswire.com. At this publication he would start a career in journalism. After finishing law school, Bruce took a leap of faith by becoming an entrepreneur. In 1977, Bruce and Ed Peskowitz worked together to create United Communications Group, an arrangement of expert business data organizations. The two started the company with very little resources. Working out of the Levenson’s apartment, he and Ed worked hard to develop and publish The Oil Express. This newsletter provided much information about the advancements of the oil industry. United Communications Group started with one newsletter but later they managed to acquire other newsletters that were currently in publication. In addition to obtaining other newsletters, United Communications Group (UCG) took the time to develop and offer other services. No longer did the company just publish newsletters, it now included Oil Price Information Service. Throughout the years UCG would continue to grow and provide services in the field of telecommunications, data, news and analysis, and technology.

UCG continues to expand in 2004 when Bruce and Ed became part owners of the Atlanta Hawks team, The Atlanta Thrashers, and the Philips Arena. Becoming a part owner of an NBA team opened the door for Bruce to become a managing partner and also a member of the NBA Board of Governors.

Bruce continues to stay in business with other opportunities such as being a part of TechTarget, where his investment allowed him to be a founding shareholder and also a part of the board until he gave up his position in 2012.

Other business endeavors allowed Bruce to be a part of DOT, a privately owned business that has concocted another cooking innovation equipped for toasting bread in three seconds.

Though Bruce spends much of his time being a businessman, he also takes time out with his wife to participate in charities. He has participated in the “I Have a Dream Foundation” as well as creating the Center for Philanthropy and Nonprofit Leadership at the University of Maryland.

Bruce is also a family man; he has three sons with his wife Karen. When Bruce has time to himself, he enjoys playing basketball and golf. He also enjoys to traveling, skiing, and camping.

Harvard Business Graduate Sarah Kauss and Starbucks Make a S’well Team

When a worldwide, household known company like Starbucks takes an interest in a small business producing stainless-steel water bottles, the founder may be a bit stunned. And Sarah Kauss, Harvard Business Graduate and founder of S’well, was just that. Her small company was just under two years old when Starbucks invited her to Seattle and that started a relationship that sparked some major growth and nationwide recognition for her stylish, double insulated water bottles.

In 2013 Starbucks introduced the S’well water bottle in 120 stores in the Atlanta, GA and Austin, TX areas with great success. So much so that in August of 2015 the non-leaching, non-toxic bottles were introduced nation-wide at over 3,000 Starbucks stores. As you can imagine, this caused some major growth in business and the small company with two employees grew to a staff of 35 and is projected to have it’s second year of 400% growth in 2015.

This growth has also given S’well a chance to show it’s philanthropic side. Sarah Kauss wanted to work with water charities from the start and the once small company has now donated $100,000 to UNICEF supporting it’s effort to supply drinking water to children in countries where it is not readily available and lends support to other programs such as Drink Up, and American Forests. And with Starbucks efforts to create more energy efficient stores and conserve water they seem to have found the perfect company to team up with in S’well.

Bernado Chua Brings You Gourmet Coffee and Teas

Are you looking for a great cup of coffee or tea? Are you tired of sipping the cheap stuff? Are you ready to finally enjoy your cup of morning coffee — and feel great? If you want to add an elevated taste to your breakfast or afternoon snack – plus reap health benefits – then it’s time to learn about Bernardo Chua and his gourmet coffee and tea line.

Who is Bernardo Chua? He is the CEO and founder of Organo Gold, a global network marketing company selling gourmet products such as coffee, tea, personal care products and other certified organic products that are infused with a special herb used throughout Chinese history. Chua founded Organo Gold in 2008 in Vancouver, British Columbia, where Organo Gold has its headquarters. The company offers its diverse product line — including not only gourmet coffee and teas but also personal hygiene products such as vitamins, toothpaste and more — to consumers in Canada and the United States through a special club called the Coffee Connoisseur Club. Anyone can become part of the Coffee Connoisseur Club and sell Chua’s products to friends and family members as an official distributor of the products. In addition, Bernardo Chua has expanded the enterprise in more than 39 countries, most recently in Turkey.

Chua touts the health benefits of its products because they use a mushroom called Ganoderma Lucidum, according to an article in evictorynews. This mushroom was used in ancient Chinese medicine practices.

Chua has partnered with a scientific advisory board tasked with infusing all of Organo Gold’s products – from coffee to vitamins to toothpaste – with Ganoderma Lucidum. Among those on the board is Dr. Irma Prado, a chief medical consultant and physician, and Li Ye, the founder and CEO of one of Organo Gold’s company partners — Xianzhilou Biology Research Corporation located in Fujian, China. Together, these partners are bringing 100% certified organic Ganoderma to people all over the world.

If you are ready to try something new in your morning breakfast, then it may be time to give Organo Gold products a try. The best part about Chua’s line of products is that they are diverse. There is a certified organic Ganoderma product for many of your everyday activities — from drinking breakfast tea to brushing your teeth. Give Chua’s products a try and decide for yourself how you feel each day. Find out more information on Bernardo Chua’s Facebook or simply follow him on twitter!

Source- youtube.com   OrGano Gold Coffee CEO and Founder, Bernardo Chua, shares some wisdom at the OrGano Gold Convention.