Understanding the business model that is used by Equities First Holdings

Equities First Holdings is a financial solutions company that has been operating for a number of years. They specialize in offering special types of loans and financial solutions to companies and people that are of high net worth but do not have the needed requirements to get credit from mainstream sources. Their business model involves allowing their customers use non-conventional types of collateral, such as shares in the stock market, when borrowing loans from them. Below are a few of the things that you need to understand about Equities First Holdings.

When dealing with the financial institution, it is possible to borrow money if you have shares that are trading in the major markets around the world. For instance, if you need credit and you cannot access it from the bank because of the stringent loan requirements, the company will help you get the capital and list your shares. There are many benefits that come from using your shares in this manner. To start with, requirements such as stating what you want to do with the money and getting guarantors will not be very strict.

Also, when you are using their service, the loan to value ratio is sensible. The interest rate that will be applied in the repayment of the loan is between 3 and 4 percent. This is quite good even when compared to the rates that are charged by the mainstream financial institutions.Another great thing about the loans is that as long as you have shares listed in the major markets across the world, you are eligible for their services. Then there is the fact that in case something goes wrong and you are unable to make your repayment installments, they will make a sale of your shares and settle the amount that is in default. All these are the factors that make Equities First Holdings the best lenders in the business.

 

Leave a Comment